We'll help you invest smarter, pay less and grow your money. Automatically.
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We'll do all the work for you. Every deposit you make is invested according to your goals. And with automated rebalancing we ensure that your investments are always on track.
Built to suit you
We all have different dreams and goals, in life and with our investments. With Lysa, investing is not a one size fits all - it's personal. Tell us what you want to invest for and we'll provide a customised portfolio, just for you.
Ultra low fees
The math is simple – the lower fees you pay, the more money goes into your savings. Lysa invests your money into some of the world's best global index funds and ETFs, with an ultra low annual fee.
Low fees equals more money for you
The financial industry has been creative when it comes to presenting (see: hiding) their fees. We want to be transparent and straight forward. The more you invest with Lysa, the lower the fee. The total fee for you as a customer will never exceed 0.378% per year. And that includes everything.
Willkommen zu einem einfachen Sparen.
Interested in the details?
A low fee means more money for you.
Lysas fee is between 0.15 - 0.24%. Together with the fund- and transaction fees the total fee for you as a customer is
In fact you'll probably pay us less. And you'll never be surprised by any hidden fees, everything is included.
How it works
Open an account in minutes, it's free of charge. Start by answering a few questions about you and your financial situation.
Let's get to know each other
Based on your responses, we suggest a personalised portfolio with global index funds and a low annual fee. You can always adjust the portfolio if you want.
We'll suggest a portfolio
Customised for you
Based on your financial goals we customise each global portfolio with a risk level that suits you. So you can sleep well at night, knowing everything is on the right track.
Financial peace of mind
As time flies and markets move we automatically rebalance the portfolios so that your risk level stays intact. And with yearly updates, we make sure that your savings are in line with your life situation.
What makes Lysa better?
Based on science - not speculation
Lysa's investment strategy is based on Nobel prize winning research. Instead of stock picking, we invest your money into thousands of companies all over the world.
No hidden fees
Low fees are key in order to gain long term results. With Lysa you pay a low annual cost without any hidden fees. Actually, part of our business model is to lower the fees for you.
We're on your side
Lysa's only revenue comes directly from our customers. We don't accept kickbacks or payments from anyone else. This enables us to only have one interest in mind – yours.
Just as safe as your bank
With Lysa you have the same protection as you are used to with your ordinary bank. This enables you to sign up and start investing directly without having to register with any other bank.
people are using Lysa
invested by our customers
Don't just take our word for it
4,8 / 5
Is it free to open an account?
Open an account in minutes by clicking on the Sign up button. It's free of charge to set up an account and you'll be ready to deposit money directly after sign up. Open an account in minutes by clicking on the Sign up button.
Is my money safe with Lysa?
Yes, with Lysa you have the same level of protection as you would with your bank.
How does Lysa decide what to invest my money in?
We base our investing on science and what's been shown to give you the best reward for the risk you are willing to take on. We spread invest your money into a global index composed of over 6.000 companies.
How much does Lysa cost?
The total fee you pay to Lysa will never exceed 0,378%. That includes everything and no other fees are added. This separates us from other companies that tries to hide their fees and add more fees as you go along, we always show you the total fee, make sure to compare it next time.
Is it free to deposit and withdraw money?
Yes, you can deposit and withdraw money as much as you want. There are no limits on how when and how you withdraw money.